Not a problem at all I was hoping for comments like this, I find it pretty interesting, it's nice to have something to think about now that I'm just working and not in school haha.
I think I understand what you're saying, this would be so much easier if we could just draw pictures on here haha. So you're picturing the field to look the same as a bar magnet, except its a disc with the southern end being the outer circle and the northern point being the center. If that is the case I think I was wrong, it would actually look pretty similar. Though after looking more into radial magnets I think we've been looking at it wrong because the magnetic field for a radial magnet is pretty different from a bar magnet.
This is the best link I've seen so far:
http://www.animatedscience.co.uk/ks5_physics/general/Electricity%20&%20Magnetism/Magnetic%20Fields.htmIt sounds like the magnetic field from the radial magnet has to be parrallel to the source, in the example they're talking about a speaker, so the field is parrallel to the coil. So basically for our planet to have a radial magnetic field there would have to be a large magnetic type cylinder or object in the middle with a conductor wrapping around it, and another magnetic object outside of that. So, they could say its similar to the core. Maybe there would be the solid inner "core" (iron), a liquid middle "core" (nickel-iron), and another solid outer "core" (

) in a frisbee shape with the middle liquid core circling inbetween the two solid cores. Then the mantle is outside and above that. Not sure if that would even be possible due to pressure and temperature, possibly if the outer core was made of something with a higher melting point than nickel or iron like aluminum or copper, but it would have to be less dense as well otherwise it would just move to the center, aluminum is less dense than iron...
Anyway if all that is even possible then the magnetic field would be parrallel to the ground, and we shouldn't see a dip anywhere.