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Arts & Entertainment / Re: Now Playing (the Video Game Version)
« on: December 26, 2023, 02:22:48 PM »cooloh hey, it's vongeo*this video is unavailable*
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cooloh hey, it's vongeo*this video is unavailable*
If anything, we are too haphazard about demanding young adults go up to their eyeballs in debt to get a degree that they have a very good chance of not even using for their career. The meme of college being necessary to make more money or have a better life is simply not true. Higher education is not a trade school, we have for too long conflated "got my degree" with "skill certification for better job".It's not impossible to get a good job without some kind of degree but it will be a struggle to find something unless you're lucky. But I agree, we shouldn't be demanding it. The practice of weeding out applicants by requiring they have some kind of bachelor's degree even though it's not at all relevant to the job should stop.
I personally believe that just paying off debts, no matter what kind of debt, is treating the symptoms and not the disease. It's a form of kicking the can down the road. It's useful as part of a wider solution, but I have as of yet seen zero politicians propose debt forgiveness as part of a wider solution.Yee
If we're going to go the proper route, I'd propose that community colleges and state schools operate like public schools except you, the student, must pay for any books and supplies. Otherwise the schools and staff are tax payer paid.Yes, I like this.
Still might incurr debt, but it'll be much lower.
So the principle of having to pay something for that doesn't seem wrong to me. It's just the level of it. Saddling kids with that level of debt before they've really got going as an adult and then them coming out into a housing market where certainly in the cities it's basically impossible to get a foothold on the housing ladder. It doesn't feel right to me.This exactly.
These people signed the loans as adults and must face the consequences of their decisions. If you are going to spend $120K on anything you had better have a good plan on getting the money back, and should have done the research to see what was possible on the return on investment for what you want to do.You're right, buddy. Expensive degrees required for low paying jobs is the fault of the students. America is working great, we're definitely not taking advantage of the masses to line pockets. 👍
It is also possible to make poor business decisions and acquire a lot of business debt. When your business fails the fault falls with you and no one else. You should have done a better job with research, product development, and advertising that is suitable for the current market. These students made the equivalent of a bad business decision and in many cases signed loans that can't be cleared with bankruptcy.
It's one thing if a freak accident caused you to acquire hospital debt that was not your fault, but this was all their fault from the start. You should be responsible for your poor decisions.
Further, I would like to make the point that no one is required to get a degree, which is why coincidentally, most people on the planet don't have one.But more than half of Americans do have one. No one is required to get one but then they end up working low income jobs and you get people like Bishop who might say they don't deserve to have a liveable wage if they didn't want to get a "real job."
We're making that comparison because about 40% of Americans have mortgage debt. About 20% have student loan debt. Does it not make more sense to subsidize Americans trying to pay for homes than for education, if your argument is based on affordability?But it's not just affordability. I would argue that it's more necessary to get a college degree in this country then it is to buy a home as without a college degree you will likely not earn enough to ever be able to afford a home anyway.
If we're worried about people paying off their debts, it should be a broad "pay off your debts" program based on the person's situation at the time. Slinging out free money for specific kinds of debt is not a solution.Sounds like a good idea to me. Also, why are we "slinging out free money"? You had to qualify for Biden's student loan forgiveness program: You must earn less than $125,000 a year for individuals, or $250,000 for married couples and/or head of households.
It was always possible for young people to get an expensive degree in Paleolithic History or whatever passion topic they want to study and then subsequently find that they have a tough time getting a job with it.All of this is a bullshit empty argument and I know you know it. Maybe one day we can grow beyond the stupid af Republican talking points.
I don't see why free handouts are required. Those graduates should just accept that they didn't pursue the degree to make money and did it solely for personal interest. If the goal was to make money, then they already knew what they needed to study, and will simply have to start again. Of course, it probably would have been a lot easier if they had pursued a money-making career first and their passion degree second once they had a good income stream coming in, but life is full of learning lessons.
As far as I understand it, there has never been a single point in history in which a price cap on something worked out in anyone's favor.Ok well you can try to have an imagination and maybe agree that things need to be regulated more. Or just say you think things are going great now and we should continue on without trying to improve anything.
I'd argue that the government's attempts to "fix" college costs with low interest student loans are actually what drove the costs so ludicrously high in the first place. The ability of students to take out massive loans when they have little concept of the value of money is causing universities to get away with overspending. It's much the same reason that the stimulus money given to individuals and businesses drove inflation sky-high. If you give out what amounts to free money to 18 year olds, then businesses will exist to take it.Yep, I agree.
Paradoxically, I believe that if student loans were either more expensive or more difficult to acquire, you'd see college costs coming down.Or we just regulate shit more. Force price caps. Same goes for hospitals that want to charge you $60 for one ibuprofen pill. People will overcharge for as long as they can get away with it.
Oh no, it turns out Biden isn't using American taxpayer money to pay off my loans after all. I'll have to pay them back myself, oh the humanity! Responsibility for my own actions? Gross. I perish the thought.Slapping a bunch of 18 year olds with huge debt because college is ludicrously expensive is rather gross. I would rather our taxes go to making us better than other places. But I think a more important goal is to make college/universities not so stupidly expensive and then implement debt programs.
If we had any real data, the Russians would already have it. (Solarwinds)I've never seen anything say they have all of the pentagon's data but I guess I wouldn't know.
The U.S. government couldn't keep their most top secret secrets secret, even with an unlimited budget and no ethical oversight.I don't think they have any physical evidence. But it would be pretty easy to keep data a secret. Or maybe not a secret but discredit enough that it just sounds like crazy conspiracies. They have the extra benefit of a lot of people thinking it's crazy bullshit already.
The most we've gotten is the Pentagon formally acknowledging that one air force video that had already been out for years. And they basically just said "yeah we don't know what this is." Anything more would cause too much panic so they just deny and discredit wherever they can. I doubt they have any "evidence" anyone could get out to the public and any hint of a whistleblower they can deal with pretty easily.I don't think we'll ever get disclosure from the government. The "whistleblowers" have popped up too often with no results.
They want to keep all the hot alien babes to themselves.