It is the fact that you have objects orbiting and rotating on different planes that gives you the answer to your question.
They are not on different planes during the Total Solar Eclipse.
During the Total Solar Eclipse the Sun and Moon are on the same plane with the Earth, the Ecliptic. The Moon is on the Ecliptic during the Total Solar Eclipse.
https://socratic.org/questions/why-don-t-we-have-eclipses-every-month"The lunar orbit around Earth is tilted 5.8 degrees to ecliptic apparent path of Sun. Moon goes round the Earth once in 27 days 8 hours. But full moon to full moon is 29.5 days. Eclipses happen only at the point of intersection of both these orbits called nodes."
The Total Solar Eclipse can only occur when the Moon intersects the Ecliptic and the Sun.
The Ecliptic intersects the Earth here as in the previous figure we saw:
The highest apex above the Equator the Ecliptic touches on the Earth's surface is the Tropic of Cancer. The Tropic of Cancer clearly cuts through Mexico, at a lower latitude than the USA:
Yet in the recent April 2024 eclipse, the Path of Totality where observers could see the Total Solar Eclipse looked like this. The people in these cities saw a Total Solar Eclipse:
For some reason the Path of Totality was above the Tropic of Cancer, and was angled northward towards Maine. Why is this?